Health & Life

 

Health

V.N.G.O. Insurance Services provides quotes for individual and small group health plans from many insurers.

Health Insurance provides comprehensive medical coverage for you and your family. Our agency works with top providers and can assist you or your business in selecting the right plan.

The Affordable Care Act has implemented many changes with guidelines and benefits that effect most plans beginning January 2014.

Small Group Insurance

If you are a small business owner with 2 or more people we can provide a customized group proposal from our top California carriers. The proposal will provide rates, benefits and plan comparison showing Health, Dental, Vision and Life products. In addition to quoting, we provide customer service post sale to help with the day to day occurrences, so you can focus on your business!

Individual & Family Insurance

Open Enrollment

Individuals that do not have coverage will be able to enroll during Open Enrollment each year.

The 2016 Open Enrollment period is November 1, 2015 to January 31, 2016. During this time you may change your health plan, or if you don't currently have coverage, now is the time to enroll. If you would like your plan effective date to begin January 1, 2016, you will need to provide your enrollment application by December 15th of this year.

Our agency can assist you with private markets sold outside of the marketplace exchange.

Apply now for an individual health policy! Just click on icon below:

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Also checkout our Health Insurance Coverage Glossary of Terms

 


 

Life Insurance

Life insurance can provide financial assistance for final expenses, income replacement, college funding, and mortgage protection.

It protects the future of your loved ones and provides your family with peace of mind.

Don’t wait until it’s too late! The younger you are when you get insurance, the lower the cost and approval is much easier.

Please call our office today for a quote!